Shopping without paying annual fee
Currently my card loaded with around $2.And still I didn't pay annual fee(or first year activation fee). I want to know can I use my card for shopping (Not for ATM withdrawal) without paying activation fee. And when my current balance exceed the activation fee, is payoneer going to cost that with my balance automatically OR do i have to do manually ?(That means can i do not pay that annual fee because i will never want to use my card for ATM withdrawal, only for shopping)please give me some detailed explanation.