What happens when I miss a year without paying the Annual card maintainace fees?

kattech
Member Posts: 1
Hello, I was approved for a card in march 2013 but, i have never loaded any money on it.
Now that i have accumulated about $100 in my PayPal, i want to do a transfer to Payoneer on in January.
My question is, will i be charged card maintenance fee for 2013 when i had no balance on the card or i will pay for 2014 only? Or will they charge me 2 years maintenance?
Thank you.
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