Help me understand fees and exchange rates.

I don't understand MC exchange rate
some things doesn't match
I bought something for 19250RSD, and on that day 1RSD was 0.011776$ witch is 226.6$
It took around 235$
And I know that after pending transaction, amount it takes is fixed by that day's exchange rate
but today after pending I got -235.45$
instead of 225.9$ because today on a pending day 1RSD is 0.011736$
Really don't understand if there is no FEE 

Please respond when you see this
Thanks
P.S Romi, it would be great if you could PM you Skype, I have Nissim's Skype, but he is rarely online.
P.S Romi, it would be great if you could PM you Skype, I have Nissim's Skype, but he is rarely online.
0
Comments
Anyone?!?!?!
Hi Andrej,
Anytime money crosses borders or currencies, MasterCard and the issuing bank apply processing fees to the transaction. This is true of both POS (Point-of-Sale) and ATM transactions.
If you make a transaction in a currency other than your Payoneer card’s currency, this will be considered a foreign transaction. Transactions in a currency other than your Payoneer card currency will be converted to the card currency.
The currency conversion rate used is based on either a wholesale market rate or in effect one day prior to the processing date for the transaction and may include additional charges assessed by MasterCard and Payoneer. A similar fee is applied when your Payoneer card is used in USD but in a country other than that of the card’s issuing bank. This is called a “cross border” fee.
Romi
Community Manager at Payoneer
Find us on Facebook & Twitter
But unfortunately I have another problem now, I need to request a new Payoneer card for the safety reasons. Are you authorized for this, and if you are, is there any other way we can talk about this, Skype for example?
Regards,
Romi
Community Manager at Payoneer
Find us on Facebook & Twitter