2 checkout to payoneer setup

unlimited

Hi
I already have a payoneer mastercard and am wanting to setup 2checkout to pay into it. In the 2checkout options I have connected to my existing payoneer account but in the banking wizard asked to select between these two options.
- ACH - Automated Clearing House Transfer ( recommended )
or - 2Checkout Re-loadable Debit MasterCard®, Powered by Payoneer

Which one would I select as I don't want another payoneer mastercard which I think #2 selection may do

Thanks