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Payoneer Prepaid (Withdraw and Activation)

nikidroid Member Posts: 2
Hi, I am new user of Payoneer, there are 2 questions I'd like to ask"
1. After I activated my Payoneer, can I receive funds/money without reload USD 25 first?
2. Can Payoneer prepaid use for withdraw in ATM Indonesia banks such as BCA, BNI, Mandiri, Permata, CIMB Niaga, etc?

Thank you.