Why renewing a card is like applying for a new card?

luckywriter
Member Posts: 4 ✭
I asked to renew my expired card, and I filled the form. But now I find out that my replacement card has a status: "Your application is currently being reviewed". My other banks renew my expired card automatically. They just send me the replacement. I'm a 3-year-old customer. I don't understand what do you have to "review".
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