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$15.00 Vanished from my account

$15.00 vanished from my account suddenly. I had the balance when I left out to go buy something to eat. Suddenly, I cannot make my purchase. It's declined. So when I went home to check my balance it says $0.00. I have checked my pending authorizations. There is nothing there showing that I was charged my remaining balance.

What is going on? Can someone help me here figure out where this money has vanished to?