Some basic Question about Payment Receiving

rzhossain

Hello, I m new to payoneer, Wud u plz answer the following questions:

1. I received my payoneer card around 2-3 years ago but I couldn’t use it bcoz I lost it a week later before even activating it. Can I apply for a new card NOW and activate it ?
2. Do I have to use a “referral link” to get 25$ bonus during registration?
3. How do I load 100$ into my payoneer account for activating? Can I “request payment” from an individual to pay me with a credit/debit card or local bank transfer ?
4. Can I deposit 100$ into my virtual account by local bank transfer. Can anyone/individual pay to my virtual account from ANY LOCAL USA bank.
5. I m confused abt Amazon local currency disbursement. If I don’t want local currency disbursement, will my payoneer balance be NOT AVAILABLE to my prepaid MasterCard? Will I be still able to shop/purchase online ?
6. Is there any Transfer FEE for transferring my payoneer balance to my local bank to local currency? (conversion rate etc)

Thnx a lot

Adam_Payoneer

Hi there,

1. Is you lost your card, you can contact Payoneer support to request for a new card to be issued to you.
2. If you applied 2-3 years ago through a referral link, then you will not be eligible for the reward as these links are only valid for the first 12 months from the moment your application is submitted (not when your account is approved).
3. Loading money to the account is not a requirement for activating your account. Once your account is approved, all the basic features for receiving payments are activated for you. Other features such as transferring funds to other users will become available once you started becoming active in receiving payments through Payoneer from individual clients and companies (not other Payoneer users).
4. You can find all the answers you need in regards to the Global Payment Service details Payoneer provides on their FAQ page by clicking here.
5. The money you withdraw from Amazon or other online business platforms will be held on your Payoneer account in the currency the funds are received (for example USD). When you withdraw the money to your bank or utilize the prepaid card you received, the funds will be converted to the local currency that is being requested. For example, I choose to withdraw the money to my German bank account or utilize the card in my neighborhood in Berlin, the amount I utilize in my USD balance will be converted into the local Euro currency so I can withdraw the funds to my bank or complete a purchase from the local store or ATM cash withdrawal.
6. If you are withdrawing funds to your bank in your local currency that is different that the currency on your Payoneer account, a fee of up to 2% of the amount you are withdrawing will apply. You can find more information on bank withdrawals on Payoneer's FAQ page by clicking here.

rzhossain

Thank u very much. I have a client in USA, but he doesnt pay me through any marketplace. He pays me directly. In this regard, after I have opened my account (account approved), how can I get his payment ?
Can he pay me through debit/credit card OR local bank transfer ?

Adam_Payoneer

@rzhossain said:
Thank u very much. I have a client in USA, but he doesnt pay me through any marketplace. He pays me directly. In this regard, after I have opened my account (account approved), how can I get his payment ?

Can he pay me through debit/credit card OR local bank transfer ?

In this case you will need to send your US client a payment request via email which he can then use to pay you. They will have the option to choose whether they prefer to pay you with the use of a credit card or via bank transfer.

This method can be utilized both for individual or business based clients.

You can find more information on Payoneer's Billing Service on their FAQ page.