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Why am I charged in GBP instead of USD?

nabil Member Posts: 3
edited January 2018 in Ask The Community

Hello Payoneer community and staff,

My Problem

I noticed that I was charged more than I expected, when I reviewed my account I found that although my account shows USD, I'm being charged sometimes with GBP (mostly for on-line purchases with PayPal).


This was for a $150 item on eBay.

Thanks for you help



  • Moyen
    Moyen Member Posts: 13 ✭✭

    Hi Nabil,

    It's because the merchant is located in the UK and charged you in GBP. Payoneer later converted that amount to USD.

    Merchants can charge you in any currency they want, regardless of your card's default currency.

    Payoneer later converts that amount to currency in which the card was issued.

    When you make a transaction in another currency, an exchange fee is applied to the amount charged. So the final amount is always greater than the actual exchange rate.

    You were charged GBP. 115.37 which Payoneer converted to $161.72.

    Hope this helps.

  • [Deleted User]
    [Deleted User] Posts: 1,147

    @Nabil If PayPal charged you in GBP instead to charge you in USD, it is because the default PayPal's conversion system recognizes your card as an international card, and therefore charges you in a currency different from USD.
    You can change the PayPal default currency in which you will be charged from PayPal by linking on "Other Conversion Options".