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Amount limit?

Hi. Im new here so i have some questions

1. Why i cant create a payment request below 20 euros or USD?
2. If i cant create that kind of a request, can someone send me a amount below 20 euros, and what i must do to send him my informations?
3. Can i Withdraw to my bank acc any kind of amount? Or is better to wait my payooner card to do so?

Im asking all of this, because im planning to start something that will need a donations. So in order to do that, i dont wanna send someone a request and restrict him on minimum 20 euros donation.

Best Regards