Anything I Can Do with a €20 in My Payoneer Account?

Hi, I'm a new Payoneer user. I have received my Mastercard a few days ago.

I told my friend to transfer €20 to my Payoneer account from Finland to check how things work.

I'd like to know what is there to do with €20 in my current balance:

1) Can I use my Payoneer card to withdraw this amount from an ATM?
2) Can I transfer this amount to someone online?
3) Can Is use it for online payments?

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