I can't open a personal account without being asked what business I am in

Hi

I managed to find the link to the personal account sign up page.
Yet when I get to step 3, I have an extra question which is not in the youtube tutorial video.
It asks me what business I am working in.
The company I work for said I need a personal account but I just can't open one.

I am English, with an English address, but am currently in Thailand.
Id that the issue? Using a UK address but giving a Thai Phone number?

My paypal has been permanently limited and I absolutely need to open a payoneer account as that is the only way the company I work for can pay me apart from via pay-pal.

Please help

Thanks

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