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How to get federal community saving account????

Paypal is not accepting first century bank. I sent a query to paypal and they mentioned that you have to ask for another funding source. I came to Payoneer community and here i found that we have to get Federal Community saving accounts to get payments from paypal.
I have two queries:
1. How can i get a federal community-saving account?
2. is federal community account accepted by paypal?

Hoping to see any mentor response.