Atm Withdrawal In Pakistan

my is Customer ID 9101191

i submit application 30 months ago but still not received my card can anyone tell me what the problem

> @Kiani said:
> maaiz said:
>
>
> > @Kiani said:
>
> > Today 22 September 2016 Transaction from Payoneer to my Local bank account in Pakistan.
>
> >
>
> > Best Rate From Payoneer to my Local Bank account online: $825.82 = 84823.51 Rs. 1 USD = 102.7142 PKR
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>
>
> Salaam Dear Kiani Sahib, many times i read your experience about ATM withdraws and understand that you are very old user of payoneer, so i am sure that your guidelines will be very professional and effective for me. I just ask to you that 1 - do u make withdraw in Your personal name Title Bank account or your Bank account is registered under any company name Title. 2 - How many days it takes to receive amount in your Bank-Al-Habib account? 3- is any bank officer call you to inform you that you have received payment or you just check your account in routine?
>
> Infact i am facing some issues in respect of receiving wire transfer payments so your answers/guidelines about above asked questions will surely be helped me. Thanks
>
>
>
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> 1 - No! i,m using Local bank account under my Name only! its just a normal Current account.
> 2 - It takes 2 Working days or less! (Saturday or Sunday Not included).
> 3
> - No body call me or inform me! that's i have received payment or not!
> if i need to make sure that i got money from outside or not, i just
> check my account balance via ATM.
> 4 - Wire transfer or any kind of online payment worked perfect for me!
>
> I hope it will help!.
>
> Many Thanks :)

As you're experienced in this, can you tell me:
1- What's the max ATM withdraw limit of different banks?
2- Which bank offers the best conversion rate?
3- Withdrawing to bank is more beneficial or withdrawing via ATM? (I suppose withdrawing to Bank can be problematic if transactions are high and FBR can catch for Income Tax)

Alfalah started charging Rs 250 for ATM before it was free, any other bank which doesnt charge ATM fee?

> @Kiani said:
> Today 22 December 2016 Transaction from Payoneer to my Local bank account in Pakistan.
>
> Best Rate From Payoneer to Local Bank account online: $1241.55 = 127585.36 Rs. 1 USD = 102.7629 PKR
>
> umarfarooqleo : I left ATM withdrawal, cos local bank rates is much better then ATM withdrawal, as you can see in my above latest snapshot!
> 2 - All banks in Pakistan have same rates cos its depend on currency exchange rate.  ( No withdrawal Fee)
> 3 - Withdrawal to bank account is not problematic - Just you need to have one Bank account - or No need to worry about FBR or any thing else - cos they already gain tax from you, with the help of exchange rate!
>
> i hope it will help!
>
> Many Thanks - Cheers!

Thanks brother!

New Limits of ATM withdraw with Fees And Bank Name Per Transaction ??
Thanks

Is Alfalah or some other ATM working now? Last time I checked it was giving some p<numeric> error.

Why exactly is this error happening? Is this a problem on Payoneer side? How come multiple banks are showing same error? Can anyone kindly tell which ATMs in Rawalpindi/Islamabad/Wah are working?

Payoneer Card Doesn't Work on any ATM Machine in Wah Cantt or Islamabad. I am getting this P Error. I have seen few other users are also facing same Error. I tried Bank Al Falah.

Any updates from guys from Wah @Sufism2 i can see you also posted something similar.

> @Sufism2 said:
> Why exactly is this error happening? Is this a problem on Payoneer side? How come multiple banks are showing same error? Can anyone kindly tell which ATMs in Rawalpindi/Islamabad/Wah are working?

Any luck withdrawing Money in WahCantt? which ATM Machine work for you?

> @umarfarooqleo said:
> > @Kiani said:
> > Today 22 December 2016 Transaction from Payoneer to my Local bank account in Pakistan.
> >
> > Best Rate From Payoneer to Local Bank account online: $1241.55 = 127585.36 Rs. 1 USD = 102.7629 PKR
> >
> > umarfarooqleo : I left ATM withdrawal, cos local bank rates is much better then ATM withdrawal, as you can see in my above latest snapshot!
> > 2 - All banks in Pakistan have same rates cos its depend on currency exchange rate.  ( No withdrawal Fee)
> > 3 - Withdrawal to bank account is not problematic - Just you need to have one Bank account - or No need to worry about FBR or any thing else - cos they already gain tax from you, with the help of exchange rate!
> >
> > i hope it will help!
> >
> > Many Thanks - Cheers!
>
> Thanks brother!

Which Bank you are using? Also Account type because ATM Withdraw is not working from last couple of days it is giving some P Error

> @"Nasir Khan" said:
> kamrankhan1400 said:
>
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> > @AfzaalAhamd said:
>
> > Today I am Try Alfalah Bank,MCB,Sambaa Bank Error Not transaction Error Like p2770 May be
>
>
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> Any luck to Withdraw Cash? Or you still getting This P Error?
>
>
>
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> Most ATM showing error and some Bank Alfalah atm in Karachi now charging Rs. 300 per transaction.
> Presently best option is withdrawal to local bank. You can withdraw any amount from $50 to $2000 to local bank (HBL, UBL, Bank al-habib, SCB etc. Not confirmed about meezan bank, once I asked them about transfer from money booker and they told it is not allowed). Current and Saving account both work. My last bank transfer was in HBL saving account.
>
> After my last withdrawal from bank alfalah atm when they deducted Rs. 600 for 2 ATM transaction, I added my HBL bank account to my payoneer account, withdraw $200 which arrive in my bank account within 2 days with rate of 102. Only $2 deducted from my payoneer account. As I calculated and compare this $200 ATM cash withdrawal with  local bank transfer, I approx saved Rs. 850.  
>  Thankyou for your Imformative Reply :)
I will try Bank transfer now.

Kiani said:

Today 23 January 2017 Transaction from Payoneer to my Local bank account in Pakistan.

Best Rate From Payoneer to Local Bank account online: $1202.84 = 123607.38 Rs. 1 USD = 102.7629 PKR

Bhai mein ne bhi kal aik payment withdraw ki ha PK time 7:50PM (Monday) lekin abi tak bank mein nai aai... pehly to 20 hours se pehly aa jati thi .... Aap ki 23 Jan wali payment bank mein aa gai hai???? 

rizwan143 said:

Thanks meri bhi aa gai thi 36hours mein

After withdrawal from payoneer to local bank, we receive an email that funds will be transfer within 4 days. At least we have to wait for this period and worry about transfer after 4 days.

 Anyway glad that you have received your payment. 

> @Saamri said:
> I am getting the same in Wah Cantt Basti Bank alfalah atm. Its been whole month I have been trying and I get the same error all the time.

Any luck with that bank? Are you using any other bank? Which Bank account is suitable for Bank Transfer? HBL or UBL?

Bank Alfalah has also started charging Rs. 250 with the name of "ATM Access Fee".

So it's time now to switch to Bank Withdrawals.

i am also want to provide service for online local Ad provide people's on www.subkuchsell.com

SCB ATM went up from 300 to 500rs per transaction, this is messed up. If a person does 10 transactions he will be charged 5000rs

> @kamrankhan1400 said:
> > @Saamri said:
> > I am getting the same in Wah Cantt Basti Bank alfalah atm. Its been whole month I have been trying and I get the same error all the time.
>
> Any luck with that bank? Are you using any other bank? Which Bank account is suitable for Bank Transfer? HBL or UBL?

No! I am frustrated now! Its been two months and I am unable to draw money using my card. Whenever I put in my the ATM the screen turns blue and it says 'P625 error'.

Hello every one,
I have received my Payoneer MasterCard yesterday. The confusion is that below my name it is engraved that USD CURRENCY, I don't know should I activate it or not?
Any comments or help pleas.
Regards

Actually I saw tutorial videos of Pakistanis showing Payoneer MasterCard but no "USD CURRENCY" was there in their card, I thought it will not work here. But now clear. Thanks.

> @Kiani said:
> Today 22 Feb 2017 Transaction from Payoneer to my Local bank account in Pakistan.
>
>
>
> Best Rate From Payoneer to Local Bank account online: $765.43 = 78631.48 Rs. 1 USD = 102.7285 PKR

Bhai ap kon sa bank account use kar rahy ho?

> @Engg_sher said:
> Hi everyone,

>

> Facing "General processing error", kindly share your latest ATM withdrawl experience especially in March 2017, I tried two Banks' vis HBL(with mastercard logo) and UBL(with Mnet logo) ATM.

> Any help by sharing will highly be appreciated.

>

> Thanks

Bank alfalah se main ny 2, 20k, 20k ki transactions ki hain without any problem.
250+ fee/trans

> @Kiani said:
> Today 23 March 2017 Transaction from Payoneer to my Local bank account in Pakistan.
> 
> Best Rate From Payoneer to Local Bank account online: **$575.65 = 59036.94 Rs. 1 USD = 102.5570 PKR**
>


Bhai ap kon sa bank account use kar rahy ho?

Aslamu Alaikum Guys

here is my transaction details, does anyone knows a better bank which deducts less fee?
How's the withdraw to bank is? is this better? pros and cons pls.

BANK AL-FALAH SIALK ALKOT P PAK
Date: 03/24/2017 04:57
PKRS: 4000 = $45.16

The Bank Alfalah branch near DHA Phase XII (Lahore) worked fine.

Hi,

I've been a very old Payoneer user and getting money via ATM Withdrawal but now a days most of the ATM's are not working and charging more now.

So i've decided to use local bank transfer and added my bank account in Payoneer last Monday and it held on pending approval at Payoneer.

After waiting a week I decided to chat with them and I chat with a representative and he told me that he transferred my appli to the relevant department and it will be processed soon.

Today I got email from Payoneer which states:
**
"Thank you for registering for a Payoneer account!
Unfortunately, this service is not available for your account at this time."**

Well this is very strange kind of reply as I never requested any new account but I only added my local bank account so why they are saying thanks for registering for a Payoneer account.

Also Why they told me that this service is not available for you account at this time and they didn't tell which service they are talking about.

And another strange thing is that local bank withdrawal is open in my account as its tab is showing on my account so it means its open its just the bank account that needs to be added and approved by Payoneer.

Also local bank withdrawal is so common now and every second person is using it even so new members so why its not available on my account as i being a very old user.

So my question is this happened to anyone else that they added their local bank account and following email received?

What kind of Payoneer account needs to be able to have local bank withdrawal feature in it?

Regards,
Khurram

Salam to all,

All is fixed now by Payoneer support and my account added successfully and I've got my first payment to my local bank in 1 day as well.

Getting money in 1 day in your local bank with good rates as compare to ATM is the best thing ever.

Thanks to Payoneer.

Can Bank transfer be done with Asaan Bank accounts? I've checked their TOS, and it seems only outward foreign remittances are not allowed. So inward remittances can be made, right?

@webdeem said:
Salam to all,

All is fixed now by Payoneer support and my account added successfully and I've got my first payment to my local bank in 1 day as well.

Getting money in 1 day in your local bank with good rates as compare to ATM is the best thing ever.

Thanks to Payoneer.

while I the stepson of Payoneer waiting from 22nd March 2017. Congrats you are getting in a single day. wow

Here is the list of All Banks which accepts payoneer card in pakistan
http://www.ithemesforests.com/atm-withdrawl-in-pakistan-using-payoneer-card/

Yes, it consider as payment from abroad and most pakistan banks treat it as "Home Remittance" (money send from abroad to relative through bank).

Presently skrill to local pakistani bank payment shown in my statement as follow:-

"xxx amount received through IBFT TRN ID xxxxx"

> @Kiani said:
> Today 21 July 2017 Transaction from Payoneer to my Local bank account in Pakistan.
> 
> Best Rate From Payoneer to Local Bank account online: **$980.34 = 101078 Rs. 1 USD = 103.1058 PKR**


Bhai Jan ap kon sa bank use kr rahy hain?
Or bank me apka account type kon sa hai saving, current, FC etc?

Very frustating experience 1st time withdrawing in Rawalpindi

Asalam o alaikum,

Hope every one is fine and thriving.

Sorry for the long message, I'm new to this.

Any citizens of Rawalpindi here using Payoneer prepaid mastercard to withdraw from ATMs?

If so kindly tell me which ones are working, had a very frustrating experience 1st time withdrawing from my card.

Tried many branches of MCB, Faysal bank, Bank Alfalah all over the city, all gave various errors.

Tried Standard Charted and HBL too.

The areas included Adyala road, Lalkurti and Saddar.

On every try, i was selecting 'Current' and then " Other Amount" Rs.20,000.

Most atms gave the following error (or a similar one):

"Unable to perform transaction, could not verify the card"

or

"Unable to perform transaction, host status unknown"

Some atms, especially MCB and Alfalah ones showed just a blue screen with a 4 digit code written on top left ending with "\" with no commands or buttons/options.

This was after selecting 'Current' and then " Other Amount" Rs.20,000.

Got my card stuck in one of the atms after 2nd try, asked the manager to help but he said forget about this card, as per State bank policy they can't return it to me, instead they have to send it to hq etc?

Anyway after showing some stubbornness, sanity prevailed and they gave me back my card.

But i still have to withdraw around rs.40,000 immediately, i will try some atms in Islamabad perhaps.

If there are no working atms in pindi, any recommendations for Islamabad?

I contacted supports of all atm, most said there should not be any problem, they blamed payoneer.

The payoneer support says it's the Pakistani atms fault.

I'm kind of in a bind.


Is there any way to send money from my payoneer account directly to another person? Such as to his bank?

Recent Exchange rate fees?

Any hidden fees?

Is the best method to withdraw is ultimately local bank?

If so which type of account is needed?

Thanks.

@amq0001 said:
Very frustating experience 1st time withdrawing in Rawalpindi



Asalam o alaikum,



Hope every one is fine and thriving.



Sorry for the long message, I'm new to this.



Any citizens of Rawalpindi here using Payoneer prepaid mastercard to withdraw from ATMs?



If so kindly tell me which ones are working, had a very frustrating experience 1st time withdrawing from my card.



Tried many branches of MCB, Faysal bank, Bank Alfalah all over the city, all gave various errors.



Tried Standard Charted and HBL too.



The areas included Adyala road, Lalkurti and Saddar.



On every try, i was selecting 'Current' and then " Other Amount" Rs.20,000.



Most atms gave the following error (or a similar one):



"Unable to perform transaction, could not verify the card"



or



"Unable to perform transaction, host status unknown"



Some atms, especially MCB and Alfalah ones showed just a blue screen with a 4 digit code written on top left ending with "\" with no commands or buttons/options.



This was after selecting 'Current' and then " Other Amount" Rs.20,000.



Got my card stuck in one of the atms after 2nd try, asked the manager to help but he said forget about this card, as per State bank policy they can't return it to me, instead they have to send it to hq etc?



Anyway after showing some stubbornness, sanity prevailed and they gave me back my card.



But i still have to withdraw around rs.40,000 immediately, i will try some atms in Islamabad perhaps.



If there are no working atms in pindi, any recommendations for Islamabad?



I contacted supports of all atm, most said there should not be any problem, they blamed payoneer.



The payoneer support says it's the Pakistani atms fault.



I'm kind of in a bind.





Is there any way to send money from my payoneer account directly to another person? Such as to his bank?



Recent Exchange rate fees?



Any hidden fees?



Is the best method to withdraw is ultimately local bank?



If so which type of account is needed?



Thanks.

Bhai jan ap bank withdrawal use kar lain us me apko exchange rate b 100+ milta hai or safe b hai.
Kisi b type ka bank account chaly ga.

@Sufism2 said:
Please understand that bank account is not an option for everyone. It is good no doubt, but not everyone has bank account.



So it is very important if members can share which ATM is working for this card in RWP/Islamabad or nearby.

Janab atm to mujy b nai mila main b rwp/isl se hi hon.
Pehly alfalah use karta tha phir wo b error show krny lga.
Ab bank account me withdrawal k through lety hon.

@amq0001 said:
Thank you @Sufism2 and especially @badar1624 for your replies.



Badar1624, since when you stopped using atms? When was the last time you successfully withdraw a good amount of money from atm.



Did you checked isb branches of Standard Charted, Citi bank, Barclay's etc too?



Like @Sufism2 said, not everyone want to manage a bank account.



I want to take up this matter with their support, it also takes a lot longer to withdraw from bank, 2-10 business days?

Aslam-0-Alaikum.
Bhai jan jab se atm me card deposit slot change ki hain tab se kam nai kar raha.
Aksr blue screen k sath 2 4 words wala error ata hai.
Main ny sirf SC or Alfalah ki branches check ki hain.
Bank withdrawal aksar under 5 hours me receive ho jati hai 2 to 10 days maximum time hai.

I think it is time Payoneer should raise this problem with the MasterCard authorities. Pakistani banks are actually betraying their affiliation with MasterCard by not allowing such cards to withdraw cash from their machines, and yet they wrongfully project themselves as partners with MasterCard and display such logos besides their ATM machines.

This amounts to a contemptuous behavior towards MasterCard and if a company like Payoneer brings it to their notice, I'm sure they will demand explanation and rectification from Pakistani Banks who claim to support MasterCard.

I Have a payoneer business account can anyone please guide me what would be the best bank to withdraw my fund.. UBL will be fine? I have UBL account. Please help me your suggestion will be highly appreciated.

@Nasir Khan said:
All bank are working fine. I have withdrawn to my MCB and my other friends are also successfully withdrawn to HBL, UBL. These are conventional banks and amount transfer within few hours. Dont't worry and add your UBL account.

and what about atm?

> @"Nasir Khan" said:
> All bank are working fine. I have withdrawn to my MCB and my other friends are also successfully withdrawn to HBL, UBL. These are conventional banks and amount transfer within few hours. Dont't worry and add your UBL account.

I also want to withdraw to my mcb account are you sure that fee charges are normal and are not too much and can you please tell me that If I withdraw 655$ to my mcb account how much money will I receive?
@"Nasir Khan" please reply me I am a little worried as atms doesn't work and some people told me bank transfer is very bad please do tell me honestly because I have earned these money very hardly I don't want to waste these

@nasirkhan

Hi all
I want to share my Experience with payoneer to Loocal Bank Transfer which is Askari Bank Lahore.
I have made Transaction of 100$ to my Askari Bank on 8:00 pm 14/11/17 and i receive payment in my Askari Bank Account on 11:00 pm 14/11/2017 same day..

Exchange Rate 1 USD = 103.2430 PKR
From USD Balance
Amount Transferred to Bank Account 10324.30 PKR
I tried Card withdrawal but not succeed.
Thanks Payoneer Team.

I assume that your payoneer name and HBL account title are same and after entering proper account detail you have already received confirmation email from payoneer which say "You may now withdraw funds from your Payoneer account directly to your bank account.'

If after all above, you receive this message than contact support, they will actually point out why your bank details in payoneer account are different from your HBL bank account as mention in their email.

SyedAsadAbrar, you can add your bank details again but make sure you are entering them correctly, especially the IBAN number.

You can also withdraw via ATM. Standard Chartered bank (international atm) is the best one but there is a surcharge of 500 rupees. You can also try Bank Al Falah (red branches) they have a 250 rupee surcharge.

@SyedAsadAbrar said:
How do I know if a specific branch is a red branch or not?

Below is BLUE Islamic banking branch as you can see from following pic

and this picture is of RED conventional banking.

if anyone know any working bank Al-falah atm in Kaerachi, kindly share it. Previously I was using Hyderi Branch, Progressive Plaza Branch and Agha Juice Branch for withdrawal but now none of them is working. I can transfer fund to my HBL bank account but still want ATM cash withdrawal for some small amount under 10,000.

i have been using payoneer since 2014 and i know the standard charted bank and alfalah is for atm withdrawal and i have used it alot of times but today i got problem i most used alfalah because of low transection fee but my tried 2 times bank alfalah atm machine without thumb print scanner but declined both times and i have previously used the atm with thumb print but those are gets rejected everytime no matter what i do then i head to the standard charted bank they rejected my payment too 2 times what is happening ?

> @tariqb69000 said:
> it was my first transaction in atm of mcb from pakistan. but atm machine back me card in 2 seconds.. while i have activated my card.. but why ?

go to standard charted or BANK ALFALAH RED BRANCHES the branches those have red sign boards

hello . i have payoneer master card , collected from people per hour web site ,
koi mujhe bata sakta hai ke mere lia pakistan main kon si bank sahi rahe gi , withdrawal k lia ,

meharbani dost

> @anummuna said:
> hello . i have payoneer master card , collected from people per hour web site ,
> koi mujhe bata sakta hai ke mere lia pakistan main kon si bank sahi rahe gi , withdrawal k lia ,
>
> meharbani dost

Bhai city konn c ha apki I have been using SC for years haven't faced any issue yet, The only problem is the rate of conversion and withdrawal fee

> @ZDstudio said:
> > @anummuna said:
> > hello . i have payoneer master card , collected from people per hour web site ,
> > koi mujhe bata sakta hai ke mere lia pakistan main kon si bank sahi rahe gi , withdrawal k lia ,
> >
> > meharbani dost
>
> Bhai city konn c ha apki I have been using SC for years haven't faced any issue yet, The only problem is the rate of conversion and withdrawal fee

I think MCB will be the best, its only charged Rs200 for 20,000 withdrawal.
however Standard Chartered withdrawal fee for 500 for 20,000 amount