When Traveling the conversion rate is against USD or billing address currency?
In about 4 weeks I will start a trip around the world!!!
I was wondering if when withdrawing money from an ATM in another country (for example Japan) the conversion rate would be between YEN-USD or between YEN-and the country in my billing address and then to USD?
Also, is it possible for example to go to a bank in Japan an withdraw more than the ATM limit from a cashier? In that case which commission would apply?
Thanks to anyone with some tips!