Atm Withdrawal In Pakistan

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Comments

  • samixsamix Member Posts: 6
    shobi wrote on November 22 2013, 6:12 AM: »

    SCB has started charging Extra RS 200 per transaction, So i was looking to find some other bank to avoid it, MCB was charging RS 200 from few months. I found Samba Bank, it worked very well without any extra charges.

    Just though it may help someone. i have visited their 2 atm's, both worked well. though atm does not allow to enter more than 20000 per transaction. this restriction is there in almost every Pakistani atm. some allow 25000

    Shobi Can you tell Which Bank has Maximum withdrawal limit of 25,000 per transaction ????

  • samixsamix Member Posts: 6

    Same Problem with me friends. SCB ab bht expensive hogaya hai. mene 25 Nov ko transaction karwai thi. 

    Interbank Dollar Rate was: $107.25 on 25 Nov.

     

    Mujhay 2 transaction kerni pari

     

    1- Rs 20,000/- Withdraw kiay for $197.65. 

    2- Rs 10,000/- withdrawkiay for $101.40

     

    Total 30,000/- for $299.05.

     

    Warna Normally ye withdrawal According to my calculation mujhay around $294 ki parni chaiye thi. I wasted my $5.

     

    Please suggest different banks with no transaction fee of 200rs and with maximum limit.

     

    Thanks

  • tajrehmantajrehman Member Posts: 1
    Nissim wrote on September 27 2012, 11:23 PM: »

    Thank you for sharing your experiences with us, NEO GEO, fadhi, and ahmad9.

    We'd love to hear from any additional cardholders in Pakistan, so don't be shy ;)

    how to send payza money in payoneer account plz help 

  • koolpersonkoolperson Member Posts: 28 ✭✭

    I withdrew 57.54$

    from MCB

     

    I received 5500 PKR

     

    Thanks to payoneer :)

  • koolpersonkoolperson Member Posts: 28 ✭✭
    tajrehman wrote on December 4 2013, 7:20 PM: »

    how to send payza money in payoneer account plz help 

     

    ??

  • shobishobi Member Posts: 19 ✭✭
    edited December 2013
    samix wrote on December 4 2013, 6:41 PM: »

    Shobi Can you tell Which Bank has Maximum withdrawal limit of 25,000 per transaction ????

    i not tried that, I think some MCB ATM have the 25000 limit but they also charge RS 200, I now withdraw from Samba, They also have 20000 limit but its good to see that i don't have to pay Extra RS 200. Making 2 or 3 Transactions at a time means we loose 600 in a moment, so i am happy with spending few extra minutes to reach the nearest Samba atm. atleast it saves me to loose my hard earned money.

     

    SCB bank has decreased the ATM limit to 20000 + 200 charges on all its atm locations, Checked 3 ATM's.

     

    If someone of you finds any other bank atm which also supports withdraw from payoneer card, Please share.

     

    BTW withdrawn On 29/11, RS 20000 = $193.14 at Samba ATM.

     

    Thank you

  • sharry84sharry84 Member Posts: 8

    Hello Friends in Karachi!

     

    Today I successfully withdrew PKR 20,000 from SCB Tijara centre branch, shahra e faisal.

     

    9-Dec-2013

     

    PKR 20,000 + 200 ATM Fee + USD 3.15 Trx fee = Total Charged USD 196.29 

     

    It seems the USD rate given today was PKR 104.58

     

    i.e. PKR 22000 = USD 193.14 + 3.15 Fee = USD 196.29 

     

    Whereas the mid-market rate today as per Xe.com = 108.2 and Interbank rate was 108.1

     

    Further Analysis (for finance geeks lol)

     

    It seems on optimal withdrawal i.e. PKR 20,000 , 1% is being charged by Standard Chartered Bank, and 1.65% is being charged by Payoneer.

     

    However note: this percentage would go up if you withdraw lesser amount. 

     

    So my advice : Dont withdraw less than 20K atleast. Otherwise you would end up paying upto 5% of even more in transaction charges.

     

    Another interesting find: Today i used Payoneer for shopping at a merchant POS and the rates were as below:

     

    Amount Swiped = 805 PKR

    Amount charged in Payoneer = USD 7.63

    i.e. Exchange Rate on shopping as on 9th Dec 2013 = PKR 105.50 per dollar!

     

    Hope the above analysis helps someone! :D

     

     

  • engg_fahdengg_fahd Member Posts: 1

    Hello everyone.

    Payoneer is only working with MCB (Muslim Commercial Bank) bank these days. None of the other big banks are supporting Payoneer these days.  

     

    Standard Chartered used to support Payoneer card but these days it gives a general processing error on using the card.

     

    Thankyou,

    Fahad Uddin.

    Web Entrepreneur.

  • TabishTabish Member Posts: 29 ✭✭
    edited December 2013

    Hello Everyone,

    From Karachi

    Yesterday        10/12/2013 I was withdrawn PKR 20,000 = $194.64 from Samba Bank Hyderi Branch.

    Last Saturday  07/12/2013 I was withdrawn PKR 15,000 = $146.56 from Samba Bank Hyderi Branch.

     

    But Still Looking for the bank where I can withdraw atleast PKR 25000 in per transactions. I was checked Dubai Islamic Bank, HSBC, Barclays, JS Bank but no one accepts Mastercard. I never tried CITI bank because in karachi there were only 2 branches & guess what in Main I.I.Chundrigar Road Branch there were not ATM Machine were installed  :(

     

    If one knew where we can withdraw more than PKR 20,000. Please than let me know.

     

    Thanks

  • rustam143rustam143 Member Posts: 16 ✭✭

    SCB and MCB both are nearest to me , What is minimum and maximum withdrawl limit of payoneer card through these banks 

    and my second question is I can use  this card in atm without paying Its Yearly Fee of $29 

    Waiting for your Reply 

  • TabishTabish Member Posts: 29 ✭✭

    Hello Rustam,

     

    SCB & MCB both are limited to withdraw PKR 20,000 Per transaction .

     

    You can't used your card without paying yearly fees or annual charges. These charges are necessary to pay annually for the card maintenance and deducted from your available balance or funds in Payoneer account automatically annually basis.

  • Nasir KhanNasir Khan Member Posts: 163 ✭✭

    Presently we have only bank MCB, SCB and Samba Bank for maximum 20,000 withdrawl.  Few months before I withdrawn from CitiBank ATM located in Sherator Hotel, Karachi, but when next time I went for withthdrawl citiBank ATM was replaced by Meezan ATM and manager on duty told me that CitiBank are closing their  branches. :-(

     

    Burj Bank Issue master cards to their account holders but it does not accept Payoneer master card. 

     

     

    tabishnaqvi wrote on December 10 2013, 11:55 PM: »

    Hello Everyone,

    From Karachi

    Yesterday        10/12/2013 I was withdrawn PKR 20,000 = $194.64 from Samba Bank Hyderi Branch.

    Last Saturday  07/12/2013 I was withdrawn PKR 15,000 = $146.56 from Samba Bank Hyderi Branch.

     

    But Still Looking for the bank where I can withdraw atleast PKR 25000 in per transactions. I was checked Dubai Islamic Bank, HSBC, Barclays, JS Bank but no one accepts Mastercard. I never tried CITI bank because in karachi there were only 2 branches & guess what in Main I.I.Chundrigar Road Branch there were not ATM Machine were installed  :(

     

    If one knew where we can withdraw more than PKR 20,000. Please than let me know.

     

    Thanks

  • randomrushrandomrush Member Posts: 2

    people who want to widthdraw 30.000 limit. Its not ideal since the banks with 30,000 limit cut $7 ATM fee. You better withdraw in 2 times. No difference since they will charge same in both cases. So if you think you will get rid of double ATM fee by doing just one withdraw, its not true.

  • shobishobi Member Posts: 19 ✭✭

    Yahan in se in ka online system hi theek terha nahi chalta to yeh log international cards kaisay support karein ge, UBL, Habib bank jaisay banks me to main jeb bhi online deposit karane gya to in ka online down hota hai :P Mcb me fee hai magar ake saholat hai keh is ki branches buht hain aur takreeben is ki mostly atm mastercard ko support bhi karti hain.

    Filhal to Samba kuch paisay becha leta hai, agay dekhein kia hota hai :P

  • Aneesbme012Aneesbme012 Member Posts: 11

    Assalam - o - Allikum  Everyone!

     

    I'm using Standard Chartered Bank ATM (Location: Thokar Niaz Baig Lahore, Pakistan) for my payoneer card. 

    I have also tried MCB and faysal bank ATM but both have not worked for me both has given me processing error.

     
    my Transactions List:
    12/11/2013
    SCB LHR-THOKAR NIAZ BA
    $196.74
     
    12/11/2013 
    SCB LHR-THOKAR NIAZ BA
    $196.74
     
    12/11/2013 
    SCB LHR-THOKAR NIAZ BA
    $43.40
     
    12/07/2013
    SCB LHR-THOKAR NIAZ BA
    $100.68
     
    12/07/2013 
    SCB LHR-THOKAR NIAZ BA
    $196.29
     
    12/03/2013 
    SCB LHR-THOKAR NIAZ BA
    $195.93
     
    11/29/2013 
    SCB LHR-THOKAR NIAZ BA
    $100.55
     
    11/29/2013 
    SCB LHR-THOKAR NIAZ BA
    $100.55
     
    Thanks alot payoneer <3
  • mylovedmangamylovedmanga Member Posts: 9
    edited December 2013

    muzang chungi se right hand mur jao aur phir mall road jane wali road par jao to raste mai bank ata hai........

     

     

     

     

    5NeUw.png

     

    OLDER PAYMENTS

     

    5Nf2L.png

     

    5Nf1e.png

     

    :)

  • rustam143rustam143 Member Posts: 16 ✭✭

    Hi,

    Today's withdrawal

     20,000 PKR

    amount charged $199.09

    Standard Charted  Bank 

     

     

    any one Withdraw upto 30,000 in pakistan?????

  • rizwan143rizwan143 Member Posts: 79 ✭✭
    edited December 2013
    rustam143 wrote on December 18 2013, 11:46 AM: »

    Hi,

    Today's withdrawal

     20,000 PKR

    amount charged $199.09

    Standard Charted  Bank 

     

     

    any one Withdraw upto 30,000 in pakistan?????

    Salaam rustam143,

    Brother SCB ne waat laga di aaj to :(

    Maximum funds we can withdraw now is (Rs. 20,200)

    Rs. 200 Extra fees too :(:(

    I use Rawalpindi Chandni Chowk branch of Standard Chartered Bank.

  • Master ShaniMaster Shani Member Posts: 39 ✭✭

    Kya koi bata sakta ha maximum amount kitni nikalwa sakty hain

    because 30000 ki limit ha per suna ha 25000 ho gaye ha

    agar pehli transction 25000 ki ho 10 min bad dosri transction kar sakrty hain 5 hazar ki or

    or agar 35000 nikalwany hon to kya eik din ma nikalwa sakty hain ? 2 transctions kar ky ?

    Urgent reply please

  • langaulangau Member Posts: 88 ✭✭

    banks ka transaction limit 20000 hy aur ap 1 din me 9 transactions kar sakte hain.

  • Master ShaniMaster Shani Member Posts: 39 ✭✭

    Thanks langau

    1 more question if per day i apply 3 or more transction then can i rec 35000 ?

    i mean agar 1 transction SCB sa karun 20000 ki or dosri MCB sa 15000 ki to kya ma 35000 nikalwa sakta hon din ma

  • langaulangau Member Posts: 88 ✭✭

    jee han ap nikal sakte hain, takreban 180000 nikaal sakte hain 1 din me.

  • Master ShaniMaster Shani Member Posts: 39 ✭✭

    thank you so much

    Mr.Langau

  • Master ShaniMaster Shani Member Posts: 39 ✭✭

    Shit dollor rate Down ho raha ha

    Today 105.85 :(

  • samixsamix Member Posts: 6

    Today 

    24/12/2013 I made 2 transactions from Samba Bank.

     

    Inter Bank Dollar Rate: 105.1

     

    Rs 20,000 for $199.90

    Rs 20,000 for $199.90

     

    Dollar rate tw down ho hota jaraha hai :D

  • wana7262wana7262 Member Posts: 3

    Today 25 DEC 

    SCB

    20,000 =  $202.17    WTH is this RATE?

  • shobishobi Member Posts: 19 ✭✭
    wana7262 wrote on December 25 2013, 2:45 PM: »

    Today 25 DEC 

    SCB

    20,000 =  $202.17    WTH is this RATE?

    Its just because SCB Charges you RS200 extra for using their atm :P Use Samba Bank

  • harryvuharryvu Member Posts: 5
    shobi wrote on December 26 2013, 6:06 AM: »

    Its just because SCB Charges you RS200 extra for using their atm :p Use Samba Bank

    thanks for your advice

  • shobishobi Member Posts: 19 ✭✭

    withdrawn some money Today, RS 20000 = $198.40 , usd to pkr was 105.50 at that moment.

    BTW My atm withdrawal fee is $2.15, not $3.15

  • noreennoreen Member Posts: 4

    hi,

     

    i have withdraw from:

     

    DATE : DEC 26

     

    BANK :MCB

     

    AMOUNT : PKR 20000 (198.00)

     

    WITHDRAW CHARGE :$2.10

     

     

     

  • noreennoreen Member Posts: 4

    DATE: DEC26 2013

     

    BANK :MCB

     

    AMOUNT: $210

     

    WORKING FINE AT ALL MCB ATMS HERE IN PAKISTAN

  • Hero0oHero0o Member Posts: 9
    shobi wrote on December 28 2013, 2:12 PM: »

    withdrawn some money Today, RS 20000 = $198.40 , usd to pkr was 105.50 at that moment.

    BTW My atm withdrawal fee is $2.15, not $3.15

     

    I had $27 and I withdraw 2000 pkr from Samba bank.

    Now balance is $4.

    What rate didi I got? 

  • payoneer.userpayoneer.user Member Posts: 2

    Hello, I have $16.78 in my Payoneer account. MCB bank is not working for me. I went to withdraw 1000/rs from MCB banks's atm but when I put my card it asked for pin and I entered my pin then blue screen came with code of "664" and nothing happened. Please help.

  • adeeladeel Member Posts: 4

    Hey,

    I have just withdrawn my first payment from Standard chartered atm.

    I withdrawn 2000 rupees and they charged me $24.74 ($3.15 fee included). 

    The atm notified me that bank will charge 200 rupees upon withdrawal. 

    The 200 rupees is an additional fee of bank? According to it i get a rate of 101 rupees after all charges...

    Please help

  • shobishobi Member Posts: 19 ✭✭
    edited December 2013
    Hero0o wrote on December 29 2013, 4:49 AM: »

    I had $27 and I withdraw 2000 pkr from Samba bank.

    Now balance is $4.

    What rate didi I got? 

    Payoneer Atm transaction fee + 3% Currency Exchange rate by MasterCard will be also included in these charges,

    So i think its normal. avoid such small transactions as much as possible. as it results in lower rates.

  • shobishobi Member Posts: 19 ✭✭
    adeel wrote on December 29 2013, 6:49 AM: »

    Hey,

    I have just withdrawn my first payment from Standard chartered atm.

    I withdrawn 2000 rupees and they charged me $24.74 ($3.15 fee included). 

    The atm notified me that bank will charge 200 rupees upon withdrawal. 

    The 200 rupees is an additional fee of bank? According to it i get a rate of 101 rupees after all charges...

    Please help

    Yes RS 200 is fee by local bank, MCB & SCB Both charge this fee now. Samba Bank does not charge this fee at present.

  • adeeladeel Member Posts: 4
    mohammadkalim wrote on December 29 2013, 1:55 PM: »

    Here its:

     

    you have 24$ transaction means:

    2000 = 18.957$ => exchange rate (105.5)

    18.957$ + 3.15$ = 22.107$ => (3.15 payoneer Transaction fees)

     1.896$  + 22.107$ = 24.000 => (1.896$ = 200 rs which is master card deduction fees) implemented by state bank of pakistan

     

    So indirectly the transaction fee has gone to $5.15 from $3.15

    Really sad, charges are going high and dollar rate is decreasing

  • payoneer.userpayoneer.user Member Posts: 2

    Please help me, I can't withdraw cash from MCB. I live in Layyah.

  • Nasir KhanNasir Khan Member Posts: 163 ✭✭
    payoneer.user wrote on December 31 2013, 5:40 AM: »

    Please help me, I can't withdraw cash from MCB. I live in Layyah.

    Try another MCB ATM or Standard chartered bank. 

  • adeeladeel Member Posts: 4

    Seems like samba bank is giving best rates over other banks and also not charging 200 withdrawal fee...

    Great job Samba bank :)

  • buxspecialbuxspecial Member Posts: 19 ✭✭
    adeel wrote on January 3 2014, 2:14 PM: »

    Seems like samba bank is giving best rates over other banks and also not charging 200 withdrawal fee...

    Great job Samba bank :)

    What is the step by step producer of withdrawal of amount from MCB? 

     

    like

     

    1...........which side is upper side before insert the card

    2...........which side is under our thumb (master card monogram site or other )?

    3...........after inserting the card, ATM ask the pin. Which pin we will give ( pin we make on payoneer site)?

     

    if we make above 3 options correctly then ATM what ask?

     

    please describe here step by step what happen next on ATM ?

  • TabishTabish Member Posts: 29 ✭✭

    Hello buxspecial,

     

    1. The front side is upper where your card number & mastercard logo is embossed.

    2. The master card monogram side is under your thumb when inserting card in ATM. Same way as we insert other local ATM Cards.

    3. After inserting the card ATM asked you for the PIN. You made on Payoneer site.

    4. Then you will select current account when ATM asked you.

    5. Then you will withdraw your amount. Depends on your available funds in your payoneer account. But you can't withdraw more than 20,000 per transaction. This restrictions are by our local ATM. If you need to withdraw more than 20,000. Re insert the card follow the same procedure and withdraw your funds in second attempt but note not more than 20,000.

    6. Used Samba Bank for best rates. SCB & MCB were take more 200 PKR  Rupees per transaction.

  • adeeladeel Member Posts: 4

    Withdrawn 20,000 Rupees.(Samba Bank Lhr)

    Total Cut from card: $199.54

    Got the rate of Rs 101.84 / $ 1 after $3.15 fee deduction

     

    Today's dollar rate: Rs 106.6 / $ 1

    =106.6 - 101.84 = 4.76

    %deducted = (4.76 / 106.6)*100 = Rs 4.46%

  • Nauman SaeedNauman Saeed Member Posts: 21

    Standard CHartered BANK ATM's are working for Payoneer now.

    Additional 200 rupess charges, but its worth it.

    Graphic Designer & Web Developer - www.NaumanSaeed.com
  • Nasir KhanNasir Khan Member Posts: 163 ✭✭
    adeel wrote on January 8 2014, 6:00 AM: »

    Withdrawn 20,000 Rupees.(Samba Bank Lhr)

    Total Cut from card: $199.54

    Got the rate of Rs 101.84 / $ 1 after $3.15 fee deduction

     

    Today's dollar rate: Rs 106.6 / $ 1

    =106.6 - 101.84 = 4.76

    %deducted = (4.76 / 106.6)*100 = Rs 4.46%

    Today Interbank rate is : 105  ( http://www.forex.pk/inter_bank_rates.asp )   Banks always use interbank rates not open market rate.

     

    Apply 3% MasterCard conversion rate on 105 : 3.15

     

    105-3.15 =  101.85   That is your rate. 

  • xinseoxinseo Member Posts: 6

    Hey guys. I'm totally new to Payoneer so bear with me :)

     

    What I want to do:

     

    Receive my Clickbank payments using a Payoneer card.

    Reason: Some Cheques get lost and I get charged $20 as reissuance fee.

     

    What I want to know:

     

    1.What's the cheapest method to get a payoneer card?

    2.What are the first time/ first issuance charges?

    3.What are the yearly/monthly charges after that?

    4.How long does it take to get the card shipped?

    5.What documents will I need to get the card?

     

    Thanks in advance!

  • RomiRomi Community Manager Member Posts: 2,692 ✭✭✭
    xinseo wrote on January 9 2014, 9:35 AM: »

    Hey guys. I'm totally new to Payoneer so bear with me :)

     

    What I want to do:

     

    Receive my Clickbank payments using a Payoneer card.

    Reason: Some Cheques get lost and I get charged $20 as reissuance fee.

     

    What I want to know:

     

    1.What's the cheapest method to get a payoneer card?

    2.What are the first time/ first issuance charges?

    3.What are the yearly/monthly charges after that?

    4.How long does it take to get the card shipped?

    5.What documents will I need to get the card?

     

    Thanks in advance!

     Hi,

    In order to receive Clickbank payments, you will need to sign up for a card and then apply for our US Payment Service (http://community.payoneer.com/index.php?/topic/7576-what-is-the-us-payment-service-how-does-it-work/). Withdrawing from Clickbank is through the USPS.

     

    Signing up is free of charge and so is the shipping.

    Regarding fees - once you sign up you can access a full list of fees and pricing in your Payoneer account. This varies from account to account, depending on multiple parameters.

    Once you apply and are approved you will also receive an email with estimated arrival dates for your card. It usually takes around a month.

    If we need any information or further documents we ask for them on individual basis from cardholders.

    Romi

    Community Manager at Payoneer


    Find us on Facebook & Twitter

  • Master ShaniMaster Shani Member Posts: 39 ✭✭

    Hello kiani is waqt mery pass 80.50$ hain ma bank sa 8000 nikalwa sakta hon ya phr 7500 Total 8490 banty hain kya transction fee b dani ho ge alg sa

    or ap kon c site pay kam karty ho jo har roz 200$ ki transction karty ho Pm me please

  • buxspecialbuxspecial Member Posts: 19 ✭✭
    tabishnaqvi wrote on January 6 2014, 4:31 PM: »

    Hello buxspecial,

     

    1. The front side is upper where your card number & mastercard logo is embossed.

    2. The master card monogram side is under your thumb when inserting card in ATM. Same way as we insert other local ATM Cards.

    3. After inserting the card ATM asked you for the PIN. You made on Payoneer site.

    4. Then you will select current account when ATM asked you.

    5. Then you will withdraw your amount. Depends on your available funds in your payoneer account. But you can't withdraw more than 20,000 per transaction. This restrictions are by our local ATM. If you need to withdraw more than 20,000. Re insert the card follow the same procedure and withdraw your funds in second attempt but note not more than 20,000.

    6. Used Samba Bank for best rates. SCB & MCB were take more 200 PKR  Rupees per transaction.

    Thanks dear for helpful answer

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