service charges !

Hi,
I would like to ask a question regarding service charges, and also let inform that I am using the payoneer card from the first load, Jan 2014, but service charges was commenced from jan 2013,
my card was not activated and even not in use , please check and confirm or suggest me how do i fix this
Comments
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Hi,
I see you've been signed up with us since July 2012, with the same card. I see this through your email address.
You can access a full list of applicable fees in your "My Account".
Hi,
yes but as I stated before I started using my card after first load, surely from Jan 2014, previously I was not using the card even did not activate it. as you may check I have activated my card on Dec 2013.
I checked my transaction where system deduct maintenance fees as follows:
- Feb 2013
- April 2013
- May 2013
- March 2013
- Jan 2014
I think maintenance fee commenced from Jan 2014 or may be Dec 2013 when I re activated the card.
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