Receiving Money to My Bank Account in Pakistan .

Re-posting this to right category.

I want to receive payments to my local bank in Pakistan from my payoneer card. I contacted support few months back and i was told that this service is not available in my country. I now read a few cases where payments were received to bank accounts in Pakistan. So what do i need to do to have those payments in my local bank account. My account is in HBL.

My second question is, can i receive payment from US individual, i see the "receive a payment" form in "My account" does have the option of selecting an individual by name and company.